Get coverage of up to ₹5,00,000 against COVID-19 treatments for your employees and their families
Nova’s Covid-19 Employee Policy comes with the multiple comprehensive benefits
All hospitalisation expenses up to ₹5L are covered for in-patient admission
Coverage for consultation, investigation & medicine expenses up to 30 days before testing positive, and 60 days after
Coverage starts on Day 1, with no waiting period*
Covers home treatment with a sub-limit of 10% of Sum Insured (maximum amount is ₹20K)*
No sub-limit on ICU expenses. Pick the hospital of your choice!
No sub-limit on room rent. Choose your room according to your comfort
Coverage is available for spouse and children
Cashless claims available at the network hospitals of the Insurer
PPE kits are covered with a specified sub-limit
We want to ensure that you can provide full support to your team members during such tough times. Our COVID-19 insurance policies are priced modestly and can be afforded by all businesses, regardless of the size.
For ages Up to 45 years
|
For ages 45-60 years
|
For ages above 60 Years
|
|
₹50,000
Sum Insured Amount ₹50,000
|
₹250
|
₹503
|
₹838
|
₹1,00,000
Sum Insured Amount ₹1,00,000
|
₹338
|
₹838
|
₹1,675
|
₹3,00,000
Sum Insured Amount ₹3,00,000
|
₹750
|
₹1,926
|
₹4,961
|
₹5,00,000
Sum Insured Amount ₹5,00,000
|
₹1,125
|
₹2,890
|
₹7,036
|
For ages Up to 45 years
|
₹50,000
Sum Insured Amount ₹50,000
₹250
|
₹1,00,000
Sum Insured Amount ₹1,00,000
₹338
|
₹3,00,000
Sum Insured Amount ₹3,00,000
₹750
|
₹5,00,000
Sum Insured Amount ₹5,00,000
₹1,125
|
For ages 45-60 years
|
₹50,000
Sum Insured Amount ₹50,000
₹503
|
₹1,00,000
Sum Insured Amount ₹1,00,000
₹838
|
₹3,00,000
Sum Insured Amount ₹3,00,000
₹1,926
|
₹5,00,000
Sum Insured Amount ₹5,00,000
₹2,890
|
For ages above 60 Years
|
₹50,000
Sum Insured Amount ₹50,000
₹838
|
₹1,00,000
Sum Insured Amount ₹1,00,000
₹1,675
|
₹3,00,000
Sum Insured Amount ₹3,00,000
₹4,961
|
₹5,00,000
Sum Insured Amount ₹5,00,000
₹7,036
|
In case you have any other queries, you can reach us at support@getnovaapp.com
If your company is registered with MCA, and has 7 or more employees, then it is eligible for Group Covid Insurance.
No, COVID-19 hospitalisation is required for at least 24 hours for the cover to be applicable. It is only after hospitalisation that you can get reimbursement for all COVID expenses incurred 30 days pre-hospitalisation and 60-days post-discharge.
COVID-19 tests & other medical expenses are covered only in case the test result is positive and followed by an active line of treatment in the hospital. This can be claimed via cashless or reimbursement process. You’d need to submit bills against all tests done, medicines bought, and other treatment expenses.
All employees and their family members (including spouse and kids) can be covered. If you decide to cover family members, you need to make sure family members of all your employees are covered and that there is no selection in coverage. Parents are not covered.
Standard Plan has a waiting period of 15 days. You can take the Premium Plan to waive off the mandatory waiting period of 15 days.
Quarantine and isolation in a private facility like hotels, halls, guest houses which are converted into COVID centre will not be covered.
Tell us about your company and we'll get back to you