Get COVID-19 Insurance for your team members

Get coverage of up to ₹5,00,000 against COVID-19 treatments for your employees and their families

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We’ve got you covered!

Nova’s Covid-19 Employee Policy comes with the multiple comprehensive benefits
 


  • Hospitalization
    Hospitalisation Coverage

    All hospitalisation expenses up to ₹5L are covered for in-patient admission
     


  • Pre post
    Pre & Post hospitalisation

    Coverage for consultation, investigation & medicine expenses up to 30 days before testing positive, and 60 days after
     


  • Waiitng
    Zero waiting period

    Coverage starts on Day 1, with no waiting period*


  • Home
    Coverage for Home-care

    Covers home treatment with a sub-limit of 10% of Sum Insured (maximum amount is ₹20K)*

  • Icu
    ICU Coverage

    No sub-limit on ICU expenses. Pick the hospital of your choice!
     


  • Normal room
    Room Rent Coverage

    No sub-limit on room rent. Choose your room according to your comfort 


  • Family
    Coverage for your family

    Coverage is available for spouse and children

  • Cashless
    Cashless Claims

    Cashless claims available at the network hospitals of the Insurer


  • Ppe
    PPE Kits Coverage

    PPE kits are covered with a specified sub-limit
     

Ensuring Affordable Premiums for your company

We want to ensure that you can provide full support to your team members during such tough times. Our COVID-19 insurance policies are priced modestly and can be afforded by all businesses, regardless of the size.


For ages

Up to 45 years

For ages

45-60 years

For ages

above 60 Years
₹50,000
Sum Insured Amount ₹50,000
₹250
₹503
₹838
₹1,00,000
Sum Insured Amount ₹1,00,000
₹338
₹838
₹1,675
₹3,00,000
Sum Insured Amount ₹3,00,000
₹750
₹1,926
₹4,961
₹5,00,000
Sum Insured Amount ₹5,00,000
₹1,125
₹2,890
₹7,036

For ages

Up to 45 years
₹50,000
Sum Insured Amount ₹50,000
₹250
₹1,00,000
Sum Insured Amount ₹1,00,000
₹338
₹3,00,000
Sum Insured Amount ₹3,00,000
₹750
₹5,00,000
Sum Insured Amount ₹5,00,000
₹1,125

For ages

45-60 years
₹50,000
Sum Insured Amount ₹50,000
₹503
₹1,00,000
Sum Insured Amount ₹1,00,000
₹838
₹3,00,000
Sum Insured Amount ₹3,00,000
₹1,926
₹5,00,000
Sum Insured Amount ₹5,00,000
₹2,890

For ages

above 60 Years
₹50,000
Sum Insured Amount ₹50,000
₹838
₹1,00,000
Sum Insured Amount ₹1,00,000
₹1,675
₹3,00,000
Sum Insured Amount ₹3,00,000
₹4,961
₹5,00,000
Sum Insured Amount ₹5,00,000
₹7,036

Answers to some common queries

In case you have any other queries, you can reach us at support@getnovaapp.com 

  • How do I know if my company is eligible?

    If your company is registered with MCA, and has 7 or more employees, then it is eligible for Group Covid Insurance.


  • Will my team members be eligible for COVID-19 insurance if they are not hospitalised?

    No, COVID-19 hospitalisation is required for at least 24 hours for the cover to be applicable. It is only after hospitalisation that you can get reimbursement for all COVID expenses incurred 30 days pre-hospitalisation and 60-days post-discharge.


  • How to file a claim for COVID-19?

    COVID-19 tests & other medical expenses are covered only in case the test result is positive and followed by an active line of treatment in the hospital. This can be claimed via cashless or reimbursement process. You’d need to submit bills against all tests done, medicines bought, and other treatment expenses.


  • Who in my team is eligible? on their own?

    All employees and their family members (including spouse and kids) can be covered. If you decide to cover family members, you need to make sure family members of all your employees are covered and that there is no selection in coverage. Parents are not covered.


  • Is there a waiting period to file for COVID-19 claims?

    Standard Plan has a waiting period of 15 days. You can take the Premium Plan to waive off the mandatory waiting period of 15 days.


  • Is the quarantine period covered?

    Quarantine and isolation in a private facility like hotels, halls, guest houses which are converted into COVID centre will not be covered.



Ready to insure your team against COVID19? 👋

Tell us about your company and we'll get back to you


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