Find high quality Medical Insurance at affordable cost

Get world-class medical insurance experience with no surprises, no hidden costs & no out-of-pocket expenses. Give the best health insurance to your employees with Nova Benefits.

Health insurance

The Nova Advantage

Best-in-class health insurance at an affordable price. 24/7 support from our team with a CSAT score of 9.6/10. 

  • Trophy
    Best policy at lowest price

    Transparent pricing and policy coverage data (save up to 50% on premiums). Get detailed data to help you choose the right insurance company.

  • Security
    Zero defect claims process

    Three-level claims escalation matrix is pre-defined. 24/7 live chat support available. Dedicated manager for the company to handle all claims-related queries. 

  • Nursing
    Discounted health benefits

    Gym memberships. Nutritionists on demand. Paediatrician on demand for mothers. Health checkups. Eye and dental care. Discounts on Pharmacy. 

  • Artificial intelligence
    Preventive Intelligence

    Improve compliance on health-checkups. Preventive Intelligence. Get aggregated health metrics at the population level. Build your own wellness calendar.‍

  • Brain
    Save time and effort for the HR

    Onboard employees faster with our data collection tools. Automate endorsements, employee addition and deletion process. Our chatbots and the support team answers all employee queries.

  • Claim (1)
    High Claim Settlement ratio

    We have a claim settlement ratio of 99.22% * which is by far the highest number. We appoint a personalized service in the form of a dedicated Claims Relationship Officer (CRO) after claim submission.

Companies use Employee Health Insurance to encourage employee loyalty and retention.

Opting for group health insurance, not only benefits employees but employers also get numerous benefits out of it. According to a recent Glassdoor’s survey, 95% of employees choose health insurance as additional benefits.

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Nova-Benefits Features

Best-in-class health insurance at an affordable price. Find health insurance that comes with no surprises, no hidden costs & no out-of-pocket expenses with us. 

  • Claim
    Cashless Claims

    Avail cashless claim service at 10,000+ network hospitals. Settle the claim directly by raising an online request.

  • Hospital
    Pre & Post Hospitalization

    Get pre-hospitalization expenses up to 30 days; post-hospitalization up to 60 days.‍

  • Medical care
    Critical Illness Coverage

    Get cover against life-threatening critical diseases such as cancer, heart attack, renal failure etc.

  • Ayurveda
    AlternativeTreatments

    Get coverage for alternative medicine will often include benefits for Homeopathic treatment and Osteopathy, etc.

  • Limits
    No Sub-limits‍

    Get hospital room rents, hospital expenses, specific diseases and doctor fees etc without any sub-limits.

  • Mask
    Covid-19 treatment ‍

    Get protection against Covid 19 with our Corona Kavach Policy.

  • Waiting
    No waiting period. ‍

    Get cover against all medical expenses from day 1. You can use your policy immediately after purchasing.

  • Heart problem
    All diseases covered

    Get protection against all diseases from day 1. No more waiting period for general problems like diabetes, heart disease, hypertension, etc. 

  • Maternity
    Maternity  cover‍

    Get Maternity and Newborn cover without any waiting period.

Get Health Insurance With Us.

Healthcare for SMEs and Startups that's 40% cheaper than market rates. Also our clients save more than 30% on annual premium with us.

Tell us about your company, and we'll get back to you. 

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Disclaimer:

Nova Benefits is not an IRDAI registered entity and we do not sell insurance. We provide free consultation and information for choosing your health partner. Please use your own discretion and judgement while selecting your policy
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